SAVINGS CERTIFICATES

For higher earnings and long term security, check out our insured Savings Certificate program. We offer a complete range of certificates with a variety of rates, terms, and deposit requirements, all tailored to meet your individual investment needs. Savings certificates ranging from six months to three years may be opened for as little as $1,000, while four and five year certificates require an opening deposit of just $500.

Jumbo Savings Certificates, paying even more attractive rates, are available with a minimum deposit of $25,000 for terms anywhere from six months to five years.

Interest on your Savings Certificate is calculated based upon the daily balance, and is paid and compounded quarterly. Once you open a Savings Certificate, the rate will remain in effect until maturity. There is a penalty for early withdrawal. Your certificate will automatically renew for the same term, and at the rate in effect at the renewal date, unless you contact us to redeem or change your certificate within seven days of maturity.

Certificate PLUS - Extraordinary Investment for a Limited Time

The Certificate PLUS is a 5 or 7-year savings certificate with an exceptional rate, PLUS it allows you to elect a higher rate one time during the term of the certificate. The Certificate Plus can be opened for as little as $500. The 5-year Certificate PLUS is also available for traditional and Roth IRAs.

Your savings are insured up to $100,000 by the National Credit Union Administration, a U.S. Government Agency.