MONEY MARKET PLUS ACCOUNTS

Enjoy more flexibility, and earn a premium interest rate with an insured DFECU Money Market Plus account. This account requires a minimum deposit of $1,000, and offers interest that is calculated based upon the daily balance, and paid and compounded on a monthly basis. Dividend rates are tiered, with higher rates at the $2,500, $10,000, and $25,000 levels.

There are no time limitations or maturity restrictions on an insured Money Market Plus account. Cash withdrawals are generally unrestricted. However, the number of withdrawals is subject to certain statutory limitations outlined in DFECU's Truth-in-Savings Disclosure. In brief, the number of electronic withdrawals or transfers out of a Money Market Plus account is limited to no more than six per month. Examples of electronic transactions include (but are not limited to) telephone/internet banking transfers, preauthorized debits, or automatic transfers. No more than three of the six transactions may be made by check, draft, or similar order to a third party.

A minimum balance of at least $1,000 is required to keep this account open. No penalty is imposed for withdrawal from this account, however, if the balance is drawn below $1,000, your Money Market Plus account will be closed, and the remaining funds transferred to your Share Savings account.

Rates offered on insured Money Market Plus accounts are subject to change weekly.

Your savings are insured up to $100,000 by the National Credit Union Administration, a U.S. Government Agency.